Georgia Program · Veterans
Georgia Peach Select VA
For Georgia veterans who want the rate, not the assistance. Peach Select VA offers a low-rate Georgia Dream VA loan — no down payment assistance, just a great rate.
Overview
A low-rate VA option for Georgia veterans.
The Peach Select VA Loan Program is for veterans who qualify for a traditional Georgia Dream VA loan but prefer a lower interest rate over down payment assistance. It provides a 30-year fixed VA mortgage at a low rate — with no DPA — pairing the VA loan’s 0%-down power with Georgia Dream pricing.
How it works
The essentials
The trade
Rate, not assistance
This program offers a low interest rate with no down payment assistance — ideal for VA buyers who don’t need DPA and want the lowest possible payment.
VA power
0% down, no PMI
As a VA loan, it still brings zero down payment and no monthly mortgage insurance — the DPA is simply traded for a better rate.
Eligibility
Georgia Dream VA borrowers
For those who qualify for a traditional Georgia Dream VA loan, within regional income limits and price limits ($550k / $450k / $400k).
Who it is for
Do you qualify?
- Georgia veterans and eligible service members
- VA buyers who don’t need down payment help
- Buyers wanting the lowest rate
- Households within Georgia Dream income limits
- Buyers under the price limits
- Buyers pairing VA benefits with Georgia Dream pricing
At a glance
Program highlights
Low VA rate
Georgia Dream pricing on a VA loan.
No DPA (by design)
Traded for a lower rate.
0% down
The VA loan’s zero-down power.
No monthly PMI
VA loans carry no mortgage insurance.
Income & price limits
Standard Georgia Dream limits apply.
30-year fixed
Stable, predictable payment.
Georgia Dream and the Peach loan programs are administered by the Georgia Department of Community Affairs (DCA) and offered through participating lenders, subject to program guidelines, income limits, purchase-price limits, liquid-asset limits and eligibility, which vary by region and are subject to change. This is not a commitment to lend. Contact David to confirm current terms and your eligibility.
Georgia veteran? Let’s get your rate.
Every situation is different. Let me confirm your eligibility and run the numbers. Call (303) 557-3846 or start online.