Key Takeaways
- Homes to Heroes gives eligible first responders and teachers a 1% lender credit toward closing costs.
- On a $400,000 loan, that’s $4,000 back.
- It stacks with FHA, VA, conventional and non-QM loans.
First responders and teachers show up for our communities every single day. Homes to Heroes is how I show up for them at the closing table.
What the program offers
Through Homes to Heroes, eligible first responders and teachers receive a lender credit equal to 1% of their loan amount, applied toward closing costs. On a $400,000 loan, that’s $4,000 back toward your keys.
Who qualifies
Police officers, firefighters, EMTs and paramedics, and teachers and K-12 educators. If you serve your community and you’re not sure whether you qualify, just ask.
It stacks with your loan
The credit works alongside the loan you already qualify for — FHA, conventional, VA or non-QM. Reach out and I’ll confirm your credit and your best options. Credit subject to eligibility and program terms.
Related resources
Frequently Asked Questions
Who qualifies for Homes to Heroes?
Eligible first responders (police, firefighters, EMTs/paramedics) and teachers/K-12 educators.
How much is the Homes to Heroes credit?
A lender credit equal to 1% of your loan amount, applied toward closing costs — for example, $4,000 on a $400,000 loan.
Can I combine Homes to Heroes with other programs?
Yes. The credit works alongside FHA, VA, conventional and non-QM loans, subject to eligibility and program terms.
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